When purchasing a vehicle, many buyers are surprised to find their final price significantly higher than the sticker price. This is often due to dealer add-ons that promise benefits but rarely deliver real value. Here’s a rundown of six common dealer add-ons that inflate your price without providing any meaningful advantage.
1. Paint Protection Treatment
Dealers often offer paint protection treatments that promise to shield your car’s exterior from scratches and fading. However, these treatments are frequently overpriced and can be easily replicated at home with a quality wax or sealant. Most modern vehicles come with durable paint finishes that don’t require such extra protection.
Additionally, many of these treatments are only effective if applied correctly and maintained regularly. Unless you’re willing to commit to this upkeep, it’s best to skip the dealer’s offering and invest in a good DIY product that suits your needs.
2. Rustproofing
Rustproofing is a common add-on that dealers promote as essential for longevity, especially in regions with harsh winters. However, today’s vehicles are often built with advanced materials and coatings that make them resistant to rust. Most manufacturers provide warranties that cover rust-related issues, rendering dealer rustproofing unnecessary.
Instead of shelling out extra cash for rustproofing, consider using a quality wax or undercoating if you live in a particularly corrosive environment. This approach is often more effective and far less expensive than dealer options.
3. VIN Etching
VIN etching is a process where your vehicle identification number is etched onto your windows for theft deterrence. While it sounds useful, many insurance companies already offer discounts for vehicles equipped with GPS tracking systems or alarms, which are far more effective at preventing theft.
Furthermore, you can easily perform VIN etching at home with a DIY kit, often available at a fraction of the dealer’s price. Save your money and skip this add-on; your investment in more effective security measures is likely to yield better returns.
4. Fabric Protection
Fabric protection is another dealer add-on that sounds appealing but is seldom necessary. Most modern upholstery comes with built-in stain resistance, and a simple spill cleanup usually suffices. The dealer’s fabric protection often involves a spray that is easy to apply on your own.
Moreover, the cost of dealer-installed fabric protection can be exorbitant compared to the relatively low price of a fabric cleaner you can buy yourself. Save those dollars for something more important, like regular maintenance or gas.
5. Extended Warranties
Extended warranties are touted as peace of mind for new car buyers, but they often come with high premiums and limited coverage. Many vehicles are designed to last well beyond the factory warranty period, and the cost of repairs may not justify the expense of an extended warranty.
Instead of purchasing this add-on, research the reliability of the specific make and model you’re considering. A little knowledge can save you a lot of money in the long run, as you may find that your car is less likely to need repairs than you think.
6. Gap Insurance
Gap insurance is marketed as a necessity for new car buyers, especially for those who finance their vehicles. While it’s true that new cars depreciate quickly, you can often find more affordable alternatives through your own insurance provider rather than through the dealership.
Evaluate your financing terms and consider the actual risk of being upside down on your loan. If you feel gap insurance is necessary, compare prices and terms from various insurers to ensure you’re not overpaying through the dealer’s inflated rates.
In conclusion, while dealer add-ons can seem like convenient options, many are unnecessary and overpriced. By being informed and doing a little bit of research, you can avoid these pitfalls and keep more money in your pocket when purchasing your next vehicle.