You probably already like the idea of electric cars — cleaner driving, lower fuel bills, and modern tech — but you also need to know what owning one really feels like. This article pulls back the curtain on seven practical, often-overlooked problems you may face so you can decide if an EV fits your life and budget.

You’ll find clear, focused explanations about issues from charging and range to costs, maintenance, and insurance, all delivered so you can weigh trade-offs without hype. Expect straightforward insight that helps you spot potential surprises before they affect your plans.

Limited affordable electric truck options

You’ll find few truly affordable electric trucks on the market today. Many available models target premium buyers, putting entry-level utility out of reach for most.

This limits choices if you need towing, payload capacity, or a work-ready bed without spending a luxury-truck budget. Expect compromises between price and real-world capability until more mainstream options arrive.

Battery degradation over time

You will notice an EV battery slowly loses capacity with years and miles. Typical modern batteries lose roughly 1–2% capacity per year, though results vary by model and use.

How you drive and charge affects that decline. Fast charging, high temperatures, and frequent deep discharges speed wear, while moderate charging and climate control help preserve range.

Manufacturers design packs to last many years, but expect some range loss after 5–10 years. Plan for reduced range and factor battery health into resale and long-term ownership decisions.

Long charging times on road trips

You’ll spend more time waiting than fueling on many long drives, especially if chargers are slow or scarce.
Charging speed varies by vehicle and station, so a top-up can take 20 minutes or much longer depending on conditions.

Cold weather and battery management can slow charging further, adding both time and range loss.
Plan stops and routes around high-power chargers to reduce delays and unexpected waits.

High repair and maintenance costs

You may save on oil changes, but repairs can still be expensive when something goes wrong. Specialized parts like battery modules and power electronics often cost more and can require dealer-level service.

You might face longer wait times for parts and technicians, especially in areas with fewer EV service centers. That can push labor bills higher and leave your car sidelined.

Scarcity of fast charging stations in rural areas

You may find long stretches without a fast charger when driving outside towns. Limited grid capacity and low demand make operators hesitant to install costly DC fast chargers.

That leaves you relying on slower Level 2 plugs or detouring to highways. Planning trips becomes more stressful, especially if you need a quick top-up between distant stops.

Range anxiety despite improvements

You’ll notice battery ranges and chargers have improved, but the worry hasn’t vanished. Trips still require planning, especially in rural areas or on long drives.

Navigation systems estimate range, yet real-world factors like weather, speed, and load can cut it short. That uncertainty makes some drivers keep a mental buffer and avoid pushing limits.

Public charging networks grow, but gaps remain. You might still face longer waits or incompatible plugs on rare occasions.

Higher insurance premiums for EV owners

You’ll often pay more to insure an electric car than a comparable gas model. Insurers cite higher repair costs, expensive battery replacements, and specialized parts and labor that raise claim payouts.

Expect premiums commonly 10–50% higher, depending on model and insurer, though savings on fuel and incentives can offset some of that. Shop multiple carriers and ask about EV discounts, battery coverage, and repair-network limits to keep costs down.