So, you’ve probably heard of Dave Ramsey, right? The personal finance guru who’s made a splash with his straightforward advice on getting out of debt and building wealth. Well, he’s also got some interesting insights on what millionaires are actually driving. Spoiler alert: it might not be what you think! If you picture flashy Lamborghinis or sleek Ferraris, you might want to buckle up because the reality is quite different. Let’s take a look at the cars that millionaires are actually choosing, according to Ramsey’s extensive research.
1. Toyota Camry

First up, the Toyota Camry. Yes, you heard that right! This isn’t just any ordinary car; it’s one of the most popular vehicles among millionaires. Why? It’s reliable, fuel-efficient, and has a reputation for longevity. Plus, it won’t break the bank when it comes to repairs. Ramsey often points out that millionaires value practicality over flashiness. They’re not trying to impress anyone with a shiny hood ornament.
2. Honda Accord
Next on the list is the Honda Accord. Much like the Camry, the Accord is all about reliability and comfort. It’s got a spacious interior, a smooth ride, and it’s known to last well into the hundreds of thousands of miles. Millionaires appreciate that it’s a solid vehicle without the hefty price tag. They’d rather invest their money in experiences, like vacations or education, than in a car that screams “look at me!”
3. Subaru Outback

For those who love a bit of adventure, the Subaru Outback is a favorite among millionaires who enjoy the outdoors. It’s got all-wheel drive for those weekend getaways and a reputation for being rugged and reliable. Plus, it’s got that “I’m practical but also love hiking” vibe that resonates with many. Millionaires often choose cars that reflect their lifestyle, and the Outback is perfect for someone who wants to hit the trails without sacrificing comfort.
4. Ford F-150
Now, let’s talk trucks! The Ford F-150 is a top choice for millionaires who need a workhorse. Whether it’s for business or personal use, this truck is versatile and built to last. It’s a favorite among entrepreneurs and those in trades. Plus, it’s got enough space to haul anything from tools to weekend gear. Millionaires driving an F-150 aren’t just about luxury; they appreciate functionality and the ability to get the job done.
5. Tesla Model 3
Okay, so we can’t ignore the tech-savvy millionaires who are going green! The Tesla Model 3 has caught the attention of many high-net-worth individuals who value innovation and sustainability. It’s stylish, packed with tech, and, let’s be honest, it’s pretty fun to drive. While it’s certainly a step up in terms of price, it still falls within the realm of practicality compared to other luxury cars. Plus, owning a Tesla gives you that “I’m saving the planet” badge of honor, which is pretty cool.
6. Chevrolet Silverado
Rounding out the list is another truck: the Chevrolet Silverado. Much like the F-150, the Silverado offers reliability and power. It’s a great choice for those who need a vehicle for work or play. Millionaires who drive a Silverado appreciate the balance between ruggedness and comfort. It’s not just a car; it’s a way to get things done while still looking good doing it.
Why Practicality Wins
So, what’s the takeaway from all this? Millionaires aren’t throwing their money at flashy cars just to show off. They’re making smart choices that reflect their values and lifestyles. Reliability, longevity, and practicality are key factors in their vehicle selection. You might be surprised at how many millionaires choose to drive cars that are more about function than form. After all, a car is just a tool to get you from point A to point B, right?
It’s also a reminder that financial success doesn’t have to mean living extravagantly. If you’re looking to build wealth, it might be time to rethink your own vehicle choice. After all, the next time you see a millionaire driving a Camry, just remember—they might be living a lifestyle you’d want to emulate, not just in terms of their car, but their entire approach to finances.
So, next time you’re in the market for a new vehicle, take a page from the millionaire’s book. Think practical, think reliable, and you just might find yourself on the road to financial freedom, too. Who knows? You might even end up loving that Subaru Outback more than you’d ever expect!

