When you’re buying a car, dealers often offer extra warranties and add-ons that seem like a good idea at the time. These promises can sound helpful, but not all of them deliver real value or protection.
Knowing which extended warranties don’t pay off can save you money and stress down the road. Being aware of the less beneficial options helps you make smarter choices and avoid unnecessary costs.
Extended Powertrain Warranties
Extended powertrain warranties focus on your car’s core parts, like the engine and transmission. They start after your original warranty ends, covering essential components that keep your vehicle moving.
While it might seem like a good idea, these warranties often overlap with manufacturer plans or leave out many repair costs. You might end up paying extra for coverage you don’t really need. Think carefully before committing to one at the dealership.
Rustproofing Packages
Rustproofing packages are often pushed at the dealership, but they usually aren’t necessary for most modern cars. Manufacturers design vehicles to resist rust pretty well, so regular washing and waxing usually do the trick.
If you live in a snowy area where roads get salted, rustproofing might seem helpful. However, some dealers charge a big markup for this service, and it might not protect critical parts like hybrid battery wiring. It’s smart to research before agreeing to it.
VIN Etching Services
VIN etching is when the vehicle identification number is engraved on your car windows. Dealers often push this as a theft deterrent, but you can get it done cheaply elsewhere.
The markup at the dealer is usually high, and the actual benefit is minimal. Most insurance companies don’t give significant discounts for it either.
If you want VIN etching, it’s smarter to find a local shop or buy a kit and do it yourself. This way, you avoid paying extra for something that doesn’t add much value.
Prepaid Maintenance Plans
Prepaid maintenance plans cover routine services like oil changes and tire rotations. You pay upfront for these services, which can seem convenient.
However, these plans often cost more than just paying as you go. You might not use all the services included, making it a poor value.
Plus, you’ll usually have to service your vehicle at the dealership. This can limit your options and sometimes lead to paying for extra things you don’t need.
LoJack Tracking Systems
You might be offered a LoJack tracking system as an extended warranty option, promising theft recovery for several years. It can be helpful if your car is stolen, but the cost often outweighs the benefits.
Many dealers charge a hefty fee upfront or for removal if you don’t want it. Plus, insurance discounts from these systems tend to be modest, usually just a small percentage off your premium. Think twice before paying extra for LoJack coverage you may not use.
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